The Sooner You Take These End-of-Life Considerations into Account, the Better
Posted: November 22, 2021
No one really wants to prepare for their own death. But planning for your estate is an important aspect of your financial strategy. The sooner you have the basic documents in order, the better for your family’s financial future. The following are basic estate planning documents you may want to include in your package. Will Your Will dictates who will receive your assets when you...
How to Overcome Overeating During Holiday Celebrations
Posted: November 10, 2021
The holidays seem to consist of one large meal or party after another. First, there’s the Thanksgiving feast, with turkey, stuffing, gravy, and pumpkin pie. Then comes a parade of holiday parties, delicious desserts, Christmas ham, goose, or beef, fabulous breads, and, of course, eggnog. Traditionally, the holidays are a time to indulge and celebrate with friends and family. It can be very tempting to...
Employer-Provided Life Insurance: What You Need to Know
Posted: November 7, 2021
Life insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article. If your employer offers free or low-cost basic group life, there is no reason not to accept it. Enrollment is automatic in some cases. Although it is a...
6 Habits That Support Strong Mental Health
Posted: October 25, 2021
Maintaining good mental health has become more challenging in recent times, with the global pandemic and other factors contributing to stress and anxiety. It is more important now than ever to develop healthy habits to improve your mood and help keep stress at bay. Cultivating the following habits will benefit not only your mental health, but your physical health, as well. Get Regular Exercise This...
Standard vs. Hybrid Life Insurance: Which Is Better?
Posted: October 22, 2021
Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...