The Newlyweds’ Guide to Life Insurance
Posted: March 7, 2025
Marriage is about building a life together. Life insurance is a safety net that helps protect what you are creating. Although it may not be the first thing on your mind after the honeymoon, creating a strong financial plan should be high on your to-do list. Your financial strategy should include planning for risk and buying life insurance. Why Should Newlyweds Consider Life Insurance? After...
5 Things to Consider When Choosing a New Doctor
Posted: February 25, 2025
Looking for a new doctor? Maybe you are considering switching healthcare plans, recently moved, or need a change. Finding the right medical professional to work with is vital in managing your health. Your primary care physician is your “home base.” Your doctor must be someone you can trust and feel comfortable with when communicating about your health. When you are enrolled in a private insurance...
Should I Switch from Term to Whole Life Insurance?
Posted: February 22, 2025
Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term life insurance policy, which offers no value after the specified period ends, a whole life...
What is an HSA, and Is It Right for Me?
Posted: February 10, 2025
You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs. What is an HSA? An HSA is a personal savings account for specified healthcare costs. The account allows you to set aside funds and withdraw from the account...
Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured
Posted: February 7, 2025
If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured. You Never Calculated How Much You Need While...