Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Your Insurance Agent: A Resource During The Coronavirus Outbreak
Posted: April 17, 2020
We are living through a time of great change, but thankfully, your local insurance agent is a resource for you. Insurance Policy Questions Your local agent, and the insurance companies in the USA, are here to help you through this challenging time. If you have financial concerns due to a furlough, lay-off, or your small business is closed with cash flow at a standstill, our...
Communities Coming Together During The COVID-19 Pandemic
Posted: April 14, 2020
The best in human nature is revealed during trying times, and the COVID-19 pandemic is no exception. Throughout cities, towns, and rural communities in the USA, people are exhibiting the spirit of generosity every day, from a simple neighborly act to volunteers working long hours to provide vital services. Whether it’s ensuring an elderly neighbor is provided with food and supplies, providing support to local...
Should I Invest In A Fixed Annuity?
Posted: March 22, 2020
Individuals who are semi-retired, about to retire, or already retired may choose fixed annuities to help stabilize their income from investments. Fixed annuities are insurance contracts. They offer the person who owns the annuity a set amount of income at regular intervals up to a specified point in time or a specified event, such as the annuity owner’s death. Investing in fixed annuities has both...
Should I Have More Than One Health Insurance Policy?
Posted: March 10, 2020
It is not an unusual situation for a person to have coverage under more than one health insurance policy. For example, this often happens with spouses who have their own health insurance through their employers and are also covered through their spouses’ employers. Employees age 65 and older may have Medicare in addition to employer-sponsored health insurance. Retirees may have employer-sponsored retiree insurance, plus Medicare...
How Long Will My Life Insurance Application Take?
Posted: March 7, 2020
Applying for life insurance may seem like a daunting process, but knowing what to expect can make it simpler and easier for you. Depending on a variety of factors, the underwriting approval process can take anywhere from a few days to a few months or longer. The following are the basic steps you can expect with a life insurance application process. Gather Up The Necessary...